Hot shot is a great way to get going in trucking. A one-ton pickup, a gooseneck or flatbed trailer, and loads that need to get there now. And so a lot of folks think a pickup means cheap insurance, but once you’ve got your own authority and you’re hauling for hire, it’s commercial truck insurance just like a semi.
Coverage for hot shot trucking
- Primary auto liability — required before your authority goes active, with the federal filing made for you.
- Motor truck cargo — covers the load on your trailer, at the limit your brokers want.
- Physical damage — protects your truck and your trailer.
- General liability — some brokers and shippers ask for it, and we’ll tell you when it makes sense.
New to hot shot?
If you’re brand new with no loss history, that’s okay. We work with new authority all the time and we’ll walk you through what the insurance companies are going to ask for.
What goes into the price
Your driving record, experience, what you haul, how far you run and what your truck and trailer are worth. No two hot shot operations are the same, so we shop yours with A-rated carriers.
Let’s look at yours
Every operation is different, and I’m not going to throw a number at you before I know your trucks, your drivers and what you haul. Give me a call on my cell at 205-275-5005, or start a quote with your DOT number and we’ll get to work on it.