A lot of folks get started in trucking with a box truck. Deliveries, furniture, freight for the big outfits, last-mile work. And box truck insurance is its own animal, because it depends a lot on whether you’ve got your own authority, who you’re hauling for and how far you go.
Coverage for box trucks
- Primary auto liability — the coverage your authority and your shippers or brokers require.
- Motor truck cargo — covers the freight in the box, at the limit your contracts ask for.
- Physical damage — protects the truck itself.
- General liability — helpful if you’re loading, unloading or working at customers’ places.
Running under your own authority or someone else’s
If you’re running for a carrier under their authority, you may need a different setup than if you have your own MC number. We’ll sort that out with you first, so you’re not paying for the wrong policy.
What goes into the price
Your driving record, years with your authority, what you haul, your radius and the value of the truck. We shop it with A-rated carriers and show you exactly where your money’s going.
Let’s look at yours
Every operation is different, and I’m not going to throw a number at you before I know your trucks, your drivers and what you haul. Give me a call on my cell at 205-275-5005, or start a quote with your DOT number and we’ll get to work on it.