Transportation Risk Specialists (TRS) is the trucking insurance division of Old National Insurance Inc., an independent insurance agency at 806 Highway 78 West in Jasper, Alabama. We focus on small and mid-size fleets, owner-operators, and long-haul carriers across Alabama and the Southeast.
Why a trucking division
Trucking insurance isn’t like insuring a pickup or a storefront. Federal filings, broker contracts, cargo exclusions, driver approvals, and lender requirements all have to line up, often on a deadline. We created Transportation Risk Specialists so trucking clients work with an agent who handles these details every day.
Meet O. Rickey Harris, CWCA, CMIP

O. Rickey Harris has been in the insurance business since 1980. He leads Transportation Risk Specialists at Old National Insurance Inc., an independent insurance agency in Jasper, Alabama, where he works with small and mid-size fleets and owner-operators across the Southeast.
Beyond trucking, Rickey works in workers’ compensation and in longshore and marine coverage, two specialized areas where he holds professional designations:
- CWCA — Certified WorkComp Advisor, from the Institute of WorkComp Professionals
- CMIP — Certified Marine Insurance Professional, from the International Institute for Marine Insurance Studies
That background helps trucking clients whose operations touch employee injury, contractor relationships, ports, and waterfront freight.
When you call TRS, you talk with someone who knows your account. Rickey and the Old National team handle quotes, certificates, changes, and renewals for our trucking clients.
Old National Insurance also serves restaurants through Restaurant Insurance South, and you can reach us at Harris Insurance for personal and other commercial insurance.
What we believe
- Independent means you get choices. We’re not tied to one insurance company. We shop your account with A-rated carriers that write trucking and show you the options side by side.
- The details matter. The right limit, the right named insured, the right drivers and units scheduled, and the right contract wording are what make a claim go smoothly.
- Plain talk beats sales talk. We’ll tell you what a policy covers, what it doesn’t, and what the market will and won’t write for your operation.
- Renewal starts early. We review your coverage ahead of renewal so you have time to decide.
Who we work with
- Long-haul and over-the-road carriers
- Owner-operators, with their own authority or leased on
- Small and mid-size fleets
- New authorities
- Freight brokers and logistics companies
Where we work
We serve trucking operations across the Southeast: Alabama, Georgia, Tennessee, Mississippi, Florida, Louisiana, Arkansas, North Carolina, South Carolina, and Kentucky. We place coverage only in states where we hold an insurance license.
Visit or call
Transportation Risk Specialists
A division of Old National Insurance Inc.
806 Highway 78 West, Jasper, AL 35501
Office: 205-221-5466
Email: orharris@goharrisinsurance.com
Office hours: Monday–Friday, 9:00 a.m.–4:45 p.m. Central
After-hours line: 205-275-5005
Let’s talk about your trucks. Call 205-221-5466 or start your quote with your DOT number.